[governance] Web payments

[Nnenna]

I went to read the article.  I really like that the PaySwarm guys have delved deeper into payment options and have 
taken the time to look at the "open web" functionalities.

However

I live in Africa and I travel  round the continent. And my simple observation is that the same who do not have bank accounts are the same who do not :
1. Have access to the Internet
2. Have good mobile phone coverage (for some countries)
3. Have reliable electricity
4. Have high level of literacy.

So  I am not sure I can agree with the line that says 
"The promise of Web payments is about more than just an exciting future, it is about a more egalitarian one."

My 2 cents

Nnenna






 


Nnenna  Nwakanma |  Founder and CEO, NNENNA.ORG  |  Consultants
Information | Communications | Technology and Events | for Development
Cote d'Ivoire (+225)| Tel: 225 27144 | Fax  224 26471 |Mob. 07416820
Ghana: +233 249561345| Nigeria: +234 8101887065| http://www.nnenna.org 
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________________________________
 From: Norbert Bollow <nb at bollow.ch>
To: IGC <governance at lists.igcaucus.org> 
Sent: Tuesday, April 16, 2013 6:19 PM
Subject: [governance] Web payments
 

Web Payments with PaySwarm: Identity (part 1 of 3)
by Manu Sporny and Robert Nyman [Editor]
https://hacks.mozilla.org/2013/04/web-payments-with-payswarm-identity-part-1-of-3/

From the article:

“Whilst bringing new or powerful tools to the general public will breed
competition and innovation, open Web payments can also bring about much
more basic and societal changes. 2.5 billion people around the world
don’t have bank accounts and thus have no ability to save money due to
banking corruption and/or high fees. When a family has no way of saving
for the future, it greatly limits their chances of pulling themselves
out of poverty. The promise of Web payments is about more than just an
exciting future, it is about a more egalitarian one.

So, how do we get from where we are today, to a future where sending and
receiving funds on the Web is as easy as clicking a button?”

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