[governance] Web payments

[michael gurstein]

I've not looked at banking specifically David, but on casual observation I
would guess that you would only find formal banking in the main cities and
large towns so, yes, even 20-30% potential users is better than nothing but
it's hardly sufficient for the degree of celebration that accompanies this
in the absence of some efforts to extend service of some sort into
underserved areas.

The problem is that by "declaring victory" as appears to be the widespread
practice those outsiders not paying close enough attention think that
problems in fact are being solved when the gap between those who have and
those who don't is in fact getting wider.

M

-----Original Message-----
From: David Conrad [mailto:drc at virtualized.org] 
Sent: Tuesday, April 16, 2013 4:43 PM
To: michael gurstein
Cc: governance at lists.igcaucus.org
Subject: Re: [governance] Web payments

Michael,

On Apr 16, 2013, at 3:30 PM, michael gurstein <gurstein at gmail.com> wrote:
> A problem is that in most countries in Sub-Saharan Africa even mobile 
> penetration is only in the 20-30% range in rural areas

How does that compare with the availability of banks in the same areas?

Regards,
-drc


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