<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto"><div><blockquote type="cite" style="-webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); "><div style="background-color: rgb(255, 255, 255); font-family: verdana, helvetica, sans-serif; font-size: 12pt; ">And just by the way, you need to be able to read and write to do any kind of payment - bank, web, mobile..</div></blockquote></div><div><br></div><div>You do not need read and write to use a phone. So this is not a problem..<br><br>Carlos Vera<div>0988141143</div></div><div><br>El 16/04/2013, a las 17:55, Nnenna <<a href="mailto:nne75@yahoo.com">nne75@yahoo.com</a>> escribió:<br><br></div><blockquote type="cite"><div><div style="color:#000; background-color:#fff; font-family:verdana, helvetica, sans-serif;font-size:12pt"><div><span>I live in the French-speaking part of Africa where CFA (XOF) is the currency. This region covers 15+ countries, yet no mobile operator can run "Mobile money" outside of its own network and clients. <br></span></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: verdana,helvetica,sans-serif; background-color: transparent; font-style: normal;"><br><span></span></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: verdana,helvetica,sans-serif; background-color: transparent; font-style: normal;"><span>You cannot use OrangeMoney with MTN client. The fiscal law in the CFA zone is not something any IT Startup wants to delve into. </span></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: verdana,helvetica,sans-serif; background-color: transparent; font-style:
normal;"><br><span></span></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: verdana,helvetica,sans-serif; background-color: transparent; font-style: normal;"><span><br></span></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: verdana,helvetica,sans-serif; background-color: transparent; font-style: normal;"><br><span></span></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: verdana,helvetica,sans-serif; background-color: transparent; font-style: normal;"><span>And just by the way, you need to be able to read and write to do any kind of payment - bank, web, mobile..</span></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: verdana,helvetica,sans-serif; background-color: transparent; font-style: normal;"><br><span></span></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: verdana,helvetica,sans-serif; background-color: transparent; font-style: normal;"><span>Just
saying</span></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: verdana,helvetica,sans-serif; background-color: transparent; font-style: normal;"><br><span></span></div><div style="color: rgb(0, 0, 0); font-size: 16px; font-family: verdana,helvetica,sans-serif; background-color: transparent; font-style: normal;"><span>N<br></span></div><div> </div><div><br><span style="color:rgb(0, 0, 0);font-style:italic;"></span><br></div> <div style="font-family: verdana, helvetica, sans-serif; font-size: 12pt;"> <div style="font-family: times new roman, new york, times, serif; font-size: 12pt;"> <div dir="ltr"> <hr size="1"> <font face="Arial" size="2"> <b><span style="font-weight:bold;">From:</span></b> Carlos A. Afonso <<a href="mailto:ca@cafonso.ca">ca@cafonso.ca</a>><br> <b><span style="font-weight: bold;">To:</span></b> <a href="mailto:governance@lists.igcaucus.org">governance@lists.igcaucus.org</a>; McTim <<a href="mailto:dogwallah@gmail.com">dogwallah@gmail.com</a>> <br><b><span style="font-weight: bold;">Cc:</span></b> Ian Peter
<<a href="mailto:ian.peter@ianpeter.com">ian.peter@ianpeter.com</a>>; Norbert Bollow <<a href="mailto:nb@bollow.ch">nb@bollow.ch</a>> <br> <b><span style="font-weight: bold;">Sent:</span></b> Tuesday, April 16, 2013 9:44 PM<br> <b><span style="font-weight: bold;">Subject:</span></b> Re: [governance] Web payments<br> </font> </div> <div class="y_msg_container"><br>McT, paying electronically without a bank, credit card or similar <br>account is impossible, unless billing is done against a postpaid cell <br>phone account. As Lavoisier suggested, money, like energy, is not <br>created out of the blue (except by govs :)). This "enormous success" <br>might be referring to a minority of people.<br><br>frt rgds<br><br>--c.a.<br><br>On 04/16/2013 05:10 PM, McTim wrote:<br>> On Tue, Apr 16, 2013 at 3:54 PM, Ian Peter <<a ymailto="mailto:ian.peter@ianpeter.com" href="mailto:ian.peter@ianpeter.com">ian.peter@ianpeter.com</a>> wrote:<br>>> question - how many of the 2.5 billion people who can't afford bank
accounts<br>>> can afford mobile phones and internet access?<br>><br>><br>> lots...many if not most perhaps.<br>><br>> mobile money is an enormous success in Africa. All done via cheap mobiles.<br>><br><br><br>____________________________________________________________<br>You received this message as a subscriber on the list:<br> <a ymailto="mailto:governance@lists.igcaucus.org" href="mailto:governance@lists.igcaucus.org">governance@lists.igcaucus.org</a><br>To be removed from the list, visit:<br> <a href="http://www.igcaucus.org/unsubscribing" target="_blank">http://www.igcaucus.org/unsubscribing</a><br><br>For all other list information and functions, see:<br> <a href="http://lists.igcaucus.org/info/governance" target="_blank">http://lists.igcaucus.org/info/governance</a><br>To edit your profile and to find the IGC's charter, see:<br> <a href="http://www.igcaucus.org/" target="_blank">http://www.igcaucus.org/</a><br><br>Translate this email: <a href="http://translate.google.com/translate_t" target="_blank">http://translate.google.com/translate_t</a><br><br><br></div> </div> </div> </div></div></blockquote><blockquote type="cite"><div><span>____________________________________________________________</span><br><span>You received this message as a subscriber on the list:</span><br><span> <a href="mailto:governance@lists.igcaucus.org">governance@lists.igcaucus.org</a></span><br><span>To be removed from the list, visit:</span><br><span> <a href="http://www.igcaucus.org/unsubscribing">http://www.igcaucus.org/unsubscribing</a></span><br><span></span><br><span>For all other list information and functions, see:</span><br><span> <a href="http://lists.igcaucus.org/info/governance">http://lists.igcaucus.org/info/governance</a></span><br><span>To edit your profile and to find the IGC's charter, see:</span><br><span> <a href="http://www.igcaucus.org/">http://www.igcaucus.org/</a></span><br><span></span><br><span>Translate this email: <a href="http://translate.google.com/translate_t">http://translate.google.com/translate_t</a></span><br></div></blockquote></body></html>